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If you're considering buying your first home, you probably have a lot of questions about homeowners insurance. The housing market is in recovery, more consumer protection is in place, and there are still good bargains available, so it might be just the right time for you to buy. A home is most people's biggest investment, and it's important to protect it with the right insurance. But how do you decide what's the right coverage for you, or choose an insurance company to work with? There is no one-size-fits-all solution, but here is a quick overview to help you get started. ...
Insuring your home against disaster (natural or otherwise) is an absolute necessity which is why people need actual cash value homeowners insurance calculations. Floods, storms, break-ins and even the odd burst pipe or two can leave you and your family desolate. Accidents can happen in the blink of an eye and most of us don’t have the extra funds on hand to repair the damage immediately. This fact stands not only for expensive elements such as the physical structure of your home, but also for the contents of your home (should your insurance cover it). Appliances often don’t last much longe...View All Articles
At issue is how to craft a legal and economic reinsurance framework that will bring states' regulations into uniformity with regard to captive reinsurance transactions that are used to finance insurance company reserves...
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